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About i-ONE Bank - 개인고객용
Mobile banking made simple—i-ONE Bank is your personalized financial app that adapts to how you live and what matters to you.
Start banking without barriers. Use i-ONE Bank even before opening an account: explore services, check balances, and learn about products without logging in. Simple authentication via pattern, fingerprint, or face recognition replaces complex security certificates, so you can transfer money, sign up for financial products, and complete all banking needs in seconds.
Your finances, organized your way. The home screen adapts to your lifestyle across five intuitive themes: Assets, Products, Banking, Benefits, and Stocks. See your account balance, send money to multiple people at once, or use innovative transfer methods like TokTok Transfer (shake to send), Photo Transfer (snap a photo instead of typing account numbers), or save frequently used accounts as Favorites. Personalized recommendations and a customized welcome screen reflect your financial style, while dark mode reduces eye strain during daily use.
Invest with confidence. The new Stocks menu brings market insights to your fingertips—quick price updates by topic, expert-selected picks, and IBK Investment Magazine tips help you make informed decisions. Open a securities account seamlessly within the app.
Security you can trust. i-ONE Guard, the bank's integrated security platform, combines real-time antivirus protection, smartphone risk diagnosis, and advanced transaction safeguarding. Detect phishing texts, malicious URLs, threat apps, and ID theft attempts automatically—all managed from one dashboard.
Understand your complete financial picture. MyData-powered tools consolidate accounts across multiple institutions: analyze spending patterns, set budget targets, track investment returns, monitor credit scores, explore real estate opportunities, and receive personalized portfolio recommendations. Comprehensive net worth reports give you clarity on your financial health.
Services built for your life. Generational clubs and occupational lounges deliver tailored benefits—from military personnel services and childcare support to office worker perks. The Product Mall uses big data to recommend what's right for you, while Public+ provides integrated access to government benefits, document services, and travel tools.
More than banking. Beyond financial transactions, enjoy group purchases, games, gifting, and lifestyle services in one app. An AI chatbot assistant powered by conversational search helps you find what you need, execute transactions instantly, or get personalized financial curation.
Download i-ONE Bank – 개인고객용 and take control of your finances on your terms.
Pros & Cons
Pros
- Use core banking features without creating an account first
- Biometric and pattern authentication replaces cumbersome security certificates
- Consolidated MyData view tracks accounts, spending, and net worth across institutions
- Integrated security dashboard detects phishing, malware, and identity theft automatically
Cons
- Requires account creation and KYC verification to perform actual transfers or investments
- MyData consolidation depends on third-party institutional connections and your consent
- AI chatbot and personalized recommendations rely on continuous internet connectivity
- Dark mode and theme customization do not guarantee accessibility for colorblind users
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